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Human evaluations are difficult, because they are all opinions.

  Human evaluations are difficult, because they are all opinions. Human evaluations are very difficult. Because they are all someone’s opinions. I found it. Human vertical and horizontal evaluations are all stood on someone’s opinions. So that there is no perfect evaluation. If some consultants bring to you perfect human resource evaluation, the consultants are liars.

Cashless world + Minus interest rates

2016/12/31. Cashless world + Minus interest rates

Cashless shopping is credit/debit card payment. This cashless shopping shows our characters and personal information.
There is some advantages of cashless shopping.  Safety, simple & security.

Maybe governments prefer Cashless shopping more than cash shopping. Because if we use cash, there are some risks for governments. When hyper inflation happens, the cash is trash, and if governments want to end the hyper inflation, the new cash will be digital cash.

And advanced countries have huge debts, and they cannot raise interest rates.

There is the conflict!
Huge debts vs Minus interest rates in advanced countries.

How to solve the conflict?
Orthodox 3 steps
1 Printing a lot of cash in Minus interest rates.
2 Making hyper inflation in real cash world.
3 Switching to cashless digital money world.

Cash is trash (credit) or trust?
This question may includes solution for that conflict.

If many people believe cash is only the value of credit, that orthodox 3 steps can solve the problem. Because if cash is only the credit, real cash can change to the digital cash easily.

If many people believe cash is not only the credit but also including some trust, there are some other solutions.

I think that real cash includes some trusts.

So my solution is as below;
My solution is switching to the food and energy currency, instead of printed currency.








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